Terms & Conditions

Last updated: December 9, 2025

Welcome to Daily Wise Journal ("we," "our," or "us"). By accessing or using our website, you agree to the following Terms & Conditions. If you do not agree, please discontinue use of the site.

1. Purpose of Website

Daily Wise Journal provides informational content, guides, explanations, and comparisons related to online services, insurance, lifestyle tools, and related topics. We do not sell services directly. Content is for educational and informational purposes only.

2. No Professional Advice

Our articles are not financial, legal, medical, or insurance advice. Always consult a licensed professional before making decisions related to health, finances, insurance, or contracts.

3. Affiliate Disclosure

Daily Wise Journal participates in affiliate programs, including MaxBounty and others. This means we may earn a commission when you click links or sign up for certain offers at no extra cost to you.

We maintain editorial independence and only promote services we believe provide value.

4. User Responsibilities

When using this website, you agree NOT to:

  • Submit false or misleading information
  • Attempt to interfere with website functionality
  • Use automated tools to scrape content
  • Violate applicable laws

5. Intellectual Property

All content including text, graphics, logos, and layout is the property of Daily Wise Journal unless stated otherwise. You may not copy, reproduce, or republish content without permission.

6. Third-Party Websites

We are not responsible for:

  • Content on external sites
  • Affiliate offers
  • Pricing, accuracy, or policies of third-party services

Your interactions with third-party platforms are solely between you and the provider.

7. Limitation of Liability

Daily Wise Journal is not liable for:

  • Losses resulting from using our content
  • Misinterpretation of articles
  • Decisions you make based on external offers
  • Technical issues or service interruptions

Use the website at your own discretion.

8. Changes to Terms

We may update these Terms at any time. Continued use of the site means you accept the revised Terms.

9. Governing Law

These Terms are governed by the laws of the United States unless otherwise required by local regulations.

10. Contact Us

For questions about these Terms, contact us at:
support@dailywisejournal.com